Frequently Asked Questions
At All Finance Solutions 4 You, we are here to help! You fill in an application,
provide the relevant documentation and we will process your application fast.
Once your loan is approved, we discuss the repayments.
Every loan term is different depending on an individual’s needs. The minimum loan term
is 12 months and the maximum loan term is 84 months.
The longer the loan term, the lower the interest rate usually is.
We have an online application form you can fill out or you can call us.
The application is very simple. We just need supporting documents such as:
- Proof of ID
- Proof of address
- Proof of income
We don’t charge any application fees or monthly account keeping fees, but some lenders
we use do have minimum application charges. It’s basically a one-off cost for setting
up the loan. We are proud to say there are “NO HIDDEN CHARGES”.
Each loan repayment is scheduled to be direct debited from your nominated account.
Repayments are usually lined up with your salary frequency to make them easier to pay.
Yes, you can still apply for a loan if you have defaults, bad credit, are bankrupt or have
been declined by other banks. We specialise in giving people a second chance for a loan.
These applications are assessed in a different way – we are more interested in your future
financial circumstances and strategy. We will try to get you approved under responsible
lending criteria.
There are no hidden charges to pay out the loan early, but some of our lenders do have
early exit fees. You can check the applicable early exit fees in the lender’s terms and
conditions.
We provide a wide variety of products and each lender has a different interest rate.
To find out the current interest rate that may apply to you, please call us on
1300 154 482.